Supporting our Veterans

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Supporting Our Veterans: A Guide to Navigating the VA Benefits System

Our nation’s veterans have earned our utmost respect and support. Yet, when they or their families seek the benefits promised to them, they often encounter a complex and frustrating bureaucracy. The systems at the Department of Veterans Affairs (VA) can be difficult to navigate, and initial denials for claims are unfortunately common. Understanding the different programs available—and knowing where to turn for help—is the first step toward securing the assistance you deserve.

Understanding the Two Main VA Benefits

It’s crucial to distinguish between the VA’s two primary financial assistance programs, as they serve very different purposes.

  • Disability Compensation: This is for veterans who have an injury or illness that was caused or made worse by their active military service. The amount of compensation is based on a disability rating assigned by the VA.
  • VA Pension with Aid & Attendance: This is a separate, needs-based benefit for wartime veterans (or their surviving spouses) who have limited income and assets and require assistance with daily living. This is not a retirement pension; it is a reimbursement program designed to help pay for the high cost of long-term care.

The Challenge: Why So Many Pension Claims Are Denied

The VA Pension program is a lifeline for many elderly veterans, but the majority of claims filed without professional guidance are denied. The system is not designed to be user-friendly, and the VA’s own representatives are not permitted to give financial planning advice. As a result, families are often denied for reasons they could have avoided, such as:

  • Having assets or income that are slightly over the complex, unpublished limits.
  • Failing to structure their finances in a way that is compliant with VA rules.
  • Submitting an incomplete or incorrectly filled-out application.

Tragically, the long processing times mean that many elderly veterans pass away while waiting for a decision on a claim that was destined for denial from the start.

The Solution: The Role of a VA-Accredited Attorney

The key to successfully securing this benefit is proactive planning. The North Carolina Division of Veterans Affairs is an excellent resource for filing disability claims, but they do not offer the financial and legal planning required for the Pension program. That is the role of a VA-accredited attorney.

An accredited attorney helps you before you apply, analyzing your financial situation and creating legal strategies to ensure you meet the strict eligibility requirements. This proactive approach to qualifying for the VA Pension is the most effective way to navigate the system and avoid a costly denial.

Call our office at (919) 256-7000 to schedule a consultation.