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Pay on death (PODs) and transfers on death (TODs) can be helpful to a lot of families if used consistently with their estate plan. A POD is a beneficiary designation used by bankers for your bank accounts. It is a contract provision telling the bank to pay the amount in your account to someone (the […]
Families frequently come to our law office seeking help for a long-term care crisis. Long-term care needs cause the loss of independence and the depletion of assets and they know we can help. In one instance, a couple saved enough cash and retirement assets to support them for their lifetime. However, one spouse’s chronic illness […]
Senior citizens face unique issues everyday; one devastating issue is age discrimination in the workplace. Age discrimination is the unfair treatment of an individual due to their age. It can happen in employment, housing, and many other ways. This under-acknowledged form of discrimination happens frequently. Older workers are more experienced and generally perform their jobs […]
Parents must often consider how best to plan for their special needs child. They must ensure that their loved one will always have a place to live, as well as future financial stability. In essence, parents must find a way to provide for the unique needs of their child at their death. This requires a […]
Scammers and hackers are constantly targeting seniors; every year, they use more sophisticated technology to steal our personal information. The scariest attack uses voice modulation software; the criminals have a friendly but recorded conversation with anyone, such as your Pastor. Then they use that conversation to create a false conversation—then you get a call you’re […]
There are many reasons why using a revocable trust-based plan may be more advantageous than planning with a last will and testament to distribute your estate at your death. Revocable trusts provide families with privacy at death. Unlike a will, a trust is not public record. Instead, trusts are private contracts that can act as […]
When forming a business, most people wish to protect their personal assets from all potential business-related liability. There are several different options from which to choose when selecting the best entity for your particular situation: consider a C-Corporation, a subchapter S corporation and there is also a PC (Professional Corporation); a Limited Liability Company (LLC) […]
While the catastrophes of the VA Healthcare system hit the news, with veterans waiting forever to get the care they need, and the VA Benefits Department hit the news with Service Connected Disability Claims taking forever to be processed, it is our “Greatest Generation” of veterans who are being left behind with the VA silently […]
Providing care to your loved one, whether a child, parent, or spouse, can be a labor of love. But caregiving is a much more difficult job than most people realize, as caregivers are often chained to their responsibilities. They often lack the opportunity to go to the grocery store or more importantly, to get away […]
Avoid do-it-yourself estate planning. Most people miss out on important tax and money saving strategies when they draft their own documents through software companies like LegalZoom or Quicken Lawyer. Worse, some people try to write their own Will, Deeds, and Powers of Attorney. More often than not, it ends up in a lawsuit, or at […]
If you own a corporation or LLC, Google “Corporate Transparency Act” and file your report before the end of the year. Don’t be fined $500.00 per day for failing to file.