Proactive Steps Towards Safety and Independence
Proactive Steps to Support an Aging Loved One’s Independence
When you notice that an aging loved one is facing new limitations, it’s a sign to take proactive steps to ensure they can remain safe and independent for as long as possible. The key is a thoughtful approach that combines open family discussions, professional guidance, and a solid legal foundation.
Step 1: Start with a Family Conversation
Once you become worried, the first step is to talk to one another. Establish what assistance each family member can provide and, most importantly, have a respectful conversation with your loved one about their needs and wishes. This may involve difficult topics, such as whether it is still safe for them to drive. Frame these discussions around a shared goal: preserving their independence safely.
Step 2: Engage Professional Support
You don’t have to make these decisions alone. An Aging Life Care Professional (formerly a Geriatric Care Manager) can provide an objective, expert opinion. They can perform an in-home assessment to recommend safety improvements (like support rails or a lift chair) and determine the appropriate level of care. Their professional assessment can be invaluable when discussing sensitive topics like driving or the need for more hands-on assistance, especially in the context of planning for dementia.
Step 3: Solidify the Legal and Financial Plan
As we age, our legal needs change, especially concerning long-term care and asset protection. It is crucial to have the right legal documents in place. A standard will or power of attorney created years ago is often insufficient to handle the complexities of a long-term care crisis.
Furthermore, families must be cautious about informal care arrangements. For example, if a parent moves in with a child in exchange for care, this undocumented “payment” system can be considered a gift that could jeopardize future eligibility for government benefits like Medicaid or Special Assistance. An experienced elder law attorney can help you structure these arrangements correctly.
A properly drafted plan for your long-term care and estate provides the legal framework to protect your loved one and your family. Call our office at (919) 256-7000 to schedule a consultation.