This author has yet to write their bio.Meanwhile lets just say that we are proud WGAlaw contributed a whooping 102 entries.
Are “Pay on Death” Designations a Good Idea for Your Estate Plan? When you open a bank or investment account, you may be encouraged to sign a form that adds a “Pay on Death” (POD) or “Transfer on Death” (TOD) designation. These are simple beneficiary designations that allow the funds in the account to pass […]
The Staggering Cost of Not Preparing for Long-Term Care Families often come to our office in the middle of a long-term care crisis. A sudden illness or injury has led to a loss of independence, and they are facing the rapid depletion of their life savings to pay for care. The most common and costly […]
How the Threat of Age Discrimination Impacts Your Retirement Plan For many older workers, the fear of age discrimination is a significant concern. While laws exist to protect against unfair treatment, the reality is that experienced employees can face unexpected job loss, which can have a devastating impact on their retirement goals. Understanding this risk […]
Essential Planning for a Loved One with Special Needs For parents of a child with special needs, planning for the future carries a unique weight. The primary goal is to ensure your child will always be cared for and financially secure, even after you are gone. This requires a specialized plan designed to provide for […]
Quick Tips to Protect Yourself from Senior Scams Scammers are constantly developing more sophisticated methods to target seniors and steal personal information. From urgent phone calls to deceptive websites, their tactics are designed to create a sense of panic and bypass your natural caution. Fortunately, a few simple, proactive steps can provide a powerful defense […]
The Advantages of a Revocable Trust-Based Estate Plan While a Last Will and Testament is a foundational document, a Revocable Living Trust offers a more powerful and flexible set of advantages for many families. A trust-based plan can provide greater control, privacy, and protection than a will alone can achieve. Benefit #1: Privacy and Avoiding […]
Choosing the Right Business Entity for Your Goals When you start a business, one of the first and most important decisions you’ll make is choosing a legal structure. The right business entity can provide crucial liability protection, separating your personal assets from your business debts. The wrong choice, or a failure to operate your chosen […]
While the catastrophes of the VA Healthcare system hit the news, with veterans waiting forever to get the care they need, it is our “Greatest Generation” of veterans who are being left behind. The VA has implemented significant changes to the one program that helps our WWII and Korean war veterans when they need expensive […]
Supporting the Supporters: A Guide for Caregivers and Their Families Providing care for a loved one—whether a child, parent, or spouse—is a profound act of love. But this role is far more demanding than most people realize. Caregivers often find their own lives put on hold, chained to a schedule of responsibilities that leaves little […]
The True Cost of a Do-It-Yourself Estate Plan In a world of online tutorials and DIY projects, it can be tempting to apply the same approach to your legal documents. Software companies and online templates promise a quick, easy, and inexpensive way to create a will or trust. However, when it comes to something as […]
If you own a corporation or LLC, Google “Corporate Transparency Act” and file your report before the end of the year. Don’t be fined $500.00 per day for failing to file.