Gifting Tips for Seniors

Seniors often wish to make large gifts to loved ones prior to death. Unfortunately, seniors can lose control by gifting property in advance. With good advice, you can ensure that your property is protected for yourself and future generations while preserving full or partial control. Everyone can gift $14,000 a year per person without filing […]

Asset Protection Today: The Holiday Edition

Families often notice physical or mental decline in a loved one when they visit for the holidays. This is a perfect time to pay extra attention to seniors to determine what you can do to help your loved ones stay independent. It’s important to monitor whether your loved one is experiencing difficulty with activities of […]

Small Business Insight with Bill Davis

This past week on our radio program, “Asset Protection Today,” on Talk Radio 850 WPTK (AM) with Attorney Bill Alexander, we were delighted to welcome Bill Davis, the founder of Team Nimbus. Team Nimbus is a small business advisory firm that helps small business owners and sales professionals with growth and client acquisition. Davis facilitates […]

Ultimate Asset Protection Event with Dr. Charles Petty

This past week on our radio program, “Asset Protection Today,” on Talk Radio 850 WPTK (AM) with Attorney Bill Alexander, we were delighted to welcome Humorous Motivational Speaker Dr. Charles Petty. Dr. Petty has been inducted into the National Speakers’ Association’s Speaker Hall of Fame. In addition, he has spoken in 50 states and 14 […]

Wealth Management with Denny Marcin

This past week on our radio program, “Asset Protection Today,” on Talk Radio 850 WPTK (AM) with Attorney Bill Alexander, we were delighted to welcome Denny Marcin, a Financial Advisor with the McCarthy Group of RBC Wealth Management located in Raleigh. Denny and his team help clients grow their wealth and plan for retirement. Denny’s […]

Annuities as Investment Options

It seems that everyone wants to sell you an annuity for every situation. While annuities sound like safe investment options, they aren’t nearly as good as they sound. Annuities are often complicated legal contracts that consumers do not fully understand. People just don’t know what they’re purchasing. In essence, you are giving up control of […]

Making the Most of your Social Security Retirement Benefits

In order to make the most of your Social Security retirement benefits, it’s important to do research and plan ahead prior to withdrawing. Otherwise, you can leave thousands of dollars on the table over the course of your lifetime. Deciding when to withdraw your benefits involves both math and good judgment. You should base your […]

The Importance of “Admitted” Patient Status for Medicare

Many families don’t know how crucial it is to demand that the hospital “admits” their loved ones (as opposed to keeping them on “observation” status). If you’re not admitted to the hospital for three nights, Medicare will not cover any post-hospital rehabilitation. Your status in the hospital can affect your health insurance coverage, as well. […]

Recent Changes Could Affect your IRA Planning

New changes in the law could affect your IRA planning. The U.S. Supreme Court recently held that IRAs in the hands of your children or grandchildren are no longer protected assets from their creditors. In North Carolina, an IRA is protected from creditors for the owner and his or her spouse. If you have a 401k, it […]

Impending Changes for Special Assistance Benefits

Many seniors don’t know about the North Carolina specific government assistance program known as Special Assistance. This program is available to those who fall below a specific income cap who live in an Assisted Living facility. Sometimes, our clients are confused about the various levels of care. You can receive home care, care in an […]