Asset Protection Myths

We often see clients in our office who have made drastic decisions in times of crisis as a result of inaccurate information. The following debunks several asset protection myths so that you can make informed choices. One of the biggest myths that we hear is that you must be poor in order to qualify for […]

Planning for Retirement with Increasing Longevity

People are living longer than ever due to advances in medical care and technology, eating a better diet, as well as exercising more frequently. Increased longevity changes our view of both asset protection and retirement planning. Women are statistically at a higher risk for needing long-term care outside the home than men. Men are still […]

Understanding Veterans Benefits

The VA provides many benefits to those who qualify, but applicants often face roadblocks when applying to certain programs.  You or your loved one may be eligible for certain benefits with complicated tests that you must meet in order to qualify. For this reason, it is important to understand what benefits the VA provides, as […]

The Senior Gifting Guide

As we begin to shop for gifts this holiday season, it is important to discuss gifting and how it affects seniors. Seniors have the greatest portion of wealth in our society. As a result, children and grandchildren often pressure the elderly for financial assistance. However, there can be risks associated with gifting as we age. […]

What to Watch for this Holiday Season

Thanksgiving is a wonderful time for families to spend together, especially for those who do not often have the chance to visit with their elderly parents.  For this reason, the holidays can be a good time to observe whether a loved one has recently become more forgetful or repetitive. When we only see our parents […]

Don’t Leave a Mess for Others to Clean Up

If something happened to you tomorrow, would your loved ones be able to take care of business or easily wrap up your affairs? There are many steps that you can take now to make the process go smoothly for your family when the time comes, such as ensuring that you have good legal documents, creating […]

Care Contracts: Helping You Care for Your Loved One

Many seniors rely on the assistance of family caregivers to help them with activities of daily living, as well as manage their care. Caregivers devote long hours to assisting their loved ones, often sacrificing their own employment. This can decrease the caregiver’s income, jeopardize his or her retirement savings, as well as negatively affect his […]

Making Difficult Decisions Together

One of the hardest decisions a family must make is whether a senior can continue to live safely at home. Rather than deciding for the senior when it is time for them to move into a nursing home or assisted living facility, be sure to include your loved one in the decision-making process. Consider all […]

Helping Younger Generations Plan for Retirement

Many of our children and grandchildren are facing challenges today that put their future in jeopardy. They face many more difficulties at ages 20 and 30 than older generations starting out. Young people are presented with unique job related situations that we did not encounter.   If we worked hard, obtained a good education, and pursued […]

Building a Strong Foundation

It is very important to have a strong foundation for asset protection and estate planning.  Estate planning and asset protection are comparable to building a house – you must have a strong foundation to have a house that will withstand the test of time.  If your house is built on sand, then it will collapse! […]