Monthly Archives: October 2013

28 Oct

Building a Strong Foundation

It is very important to have a strong foundation for asset protection and estate planning.  Estate planning and asset protection are comparable to building a house – you must have a strong foundation to have a house that will withstand the test of time.  If your house is built on sand, then it will collapse!

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24 Oct

Considering Health Care Costs & Life Expectancy When Planning for Retirement

Rising healthcare costs, increased longevity, family responsibilities, and two major bear markets make it difficult for seniors to plan for retirement.  Today, many people nearing retirement are considered “Baby Boomers,” or those born between the end of WWII and the introduction of oral contraceptives in 1964.   Now, seniors are living longer than ever before, as

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18 Oct

Growing Older & Keeping Control

Everyone ages at a different pace, and everyone deals with issues as they age.  Some will be physically and mentally active into their nineties, and others will suffer through the experience of terrible illness or disease when they are in their early fifties.  Being in control is important to everyone.  Growing old and accepting help

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16 Oct

Loved Ones and their Long-Term Care Options

As seniors become older, they tend require assistance with their activities of daily living (such as toileting, bathing, or dressing) as a result of health issues or general forgetfulness.  Often, the role of primary caregiver falls to the spouse, and if he or she is unavailable, then to the children.  Caregiving can be an exhausting

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07 Oct

Obamacare

Last Tuesday, October 1st, marked the first day that you could begin shopping for health insurance exchanges to obtain coverage from competing private insurers under the Affordable Care Act, also known as Obamacare.   While there are some disadvantages to Obamacare, which requires you to obtain health insurance coverage by the end of March, 2014, there

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